BinPay prepaid card is a genuine low-loss withdrawal U card, especially suitable for friends who often make cross-border purchases or need a stable payment method. BinPay is operated by a licensed financial institution registered and regulated in Hong Kong, holding both US MSB and Hong Kong MSO licenses, which means it is compliant and secure. You can choose either a virtual card or a physical card from Visa or Master, and operate everything through the BinPay APP, converting USDT to USD and then recharging it to the card for easy spending. In simple terms, you first buy USDT to recharge your BinPay account, then transfer it to the card balance for use. This process is super safe and stable, and won't suddenly encounter issues due to domestic payment channel controls.
BinPay Official Website: https://ucards.org/u/binpay
I have been using BinPay recently and find it particularly aligned with modern needs. For example, if you want to shop on Amazon or eBay, or subscribe to services like ChatGPT Plus, OpenAI, Netflix, or Spotify, BinPay supports all of them. It is also compatible with mobile wallets like Apple Pay and Google Pay, and even a VISA card can be directly linked to Alipay. For international travel or global shopping, this card can save you a lot on currency conversion fees and avoid those annoying exchange rate losses. Just imagine, when traveling abroad, you don't have to worry about extra charges when swiping your card, or having a smooth payment experience when buying things on overseas e-commerce platforms—how great is that!
BinPay's virtual card has two options: the Premium Card and the Diamond Card. The Premium Card has a card opening fee of $25, a recharge fee of 1.3%, and a withdrawal fee of 0.5%; the Diamond Card has a card opening fee of $50, a recharge fee of only 0.7%, and withdrawals are completely free. Both cards have no monthly or annual fees, and there are no transaction fees or cross-border fees. For single transactions over $50, the gateway fee is waived, and for less, it only charges $0.3 per transaction. These rates are so attractive, especially the 0.7% recharge fee for the Diamond Card, which is a model of low-loss withdrawals. If you, like me, often need to make small payments or large purchases, the flexibility of this card is really impressive.
Now let's talk about the physical card, which has a card opening fee of $98, comes with a $1 bonus, and has no shipping fee. The card is valid for 4 years, and you can renew it for free after it expires. The recharge fee is only 1%, with no monthly or annual fees, and ATM withdrawals are also free of charge (though some ATMs may charge a fee). This is suitable for friends who prefer the feel of a physical card or need cash withdrawals. Overall, BinPay is designed to help users spend less money unnecessarily and enjoy more convenience.
To use BinPay, you need to prepare USDT or USDC for recharge. You can buy it through exchanges like OKX, Binance, HTX, or Gate. After purchasing, simply withdraw the coins to your BinPay account, and you can start using the card. The advantage of this method is that it is secure enough and won't suddenly stop service like some domestic channels. If you want to buy USDT, you can check the USDT purchase entry, which includes direct links for OKX USDT purchase, Binance USDT purchase, HTX USDT purchase, and Gate USDT purchase.
If you are a beginner, don't worry, the USDT purchase tutorial is super simple: just click the USDT purchase link to enter the USDT purchase page of the exchange, follow the prompts to register and log in, select the amount of USDT you want to buy, and then withdraw it to the BinPay platform. The whole process can be completed in a few minutes; I have tried it several times without any issues.
Here is the BinPay official website: https://ucards.org/go/binpay. If you're interested, you can take a look; the registration process is quite fast. The APP interface is user-friendly, and the operation is intuitive, so it won't feel complicated. In short, in this era where cross-border payments are becoming increasingly common, BinPay's low-rate, secure, and stable U card is truly a great help. It is not just a tool but also a little assistant for saving money.
Why Choose BinPay?#
- Low Rates: Diamond virtual card recharge only 0.7%, physical card 1%, no hidden fees.
- Globally Accepted: Supports Visa/Master network, covering e-commerce, subscriptions, and travel.
- Safety First: USDT recharge mode to avoid payment channel risks.
- Flexible Choices: Virtual or physical card, choose as you wish.
I believe BinPay is not just a card, but an upgrade to a lifestyle. Especially for digital nomads or cross-border workers, it can make payments worry-free. If you are still troubled by high withdrawal losses, you might want to give it a try.
BinPay virtual card, with its recharge fee as low as 0.7% and comprehensive support, has become the first choice for withdrawal U cards. For more details, click here: BinPay